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    Category: The Two-Pot System

    South Africa’s two-pot retirement system changed the rules of retirement saving when it launched in September 2024. We explain how it works: from understanding your savings pot, retirement pot and vested pot to the tax implications of withdrawals, what happens when you change jobs and why preserving your retirement savings is such an important financial decision.

    Managing multiple funds

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    Employer contributions

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    Near retirement

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    Retirement pot rules

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    Withdrawal frequency

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    Vested pot explained

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    Tax on withdrawals

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    When you can’t withdraw

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    Changing jobs

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    How seeding worked

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    Savings pot withdrawals

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    Plan for your annuity

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