When you leave

Retirement claim

Leaving your job, retiring, getting divorced or retrenched – each of these life events triggers different rules for accessing your retirement savings. In this series, Nikita Hadskins, Lettie Seloana and Werner Zandberg break down your exit options across all three pots in your retirement savings, explain the tax implications of cashing out versus preserving, walk you through the different types of annuities available at retirement and cover what happens when legal claims like divorce orders or Section 37D deductions affect your payout.

Explained by our expert

About me

Nikita joined Sygnia in 2022 as an investment analyst and currently serves as Portfolio Manager in the Fixed Income team, co-managing a diverse range of strategies including money market, credit and bond portfolios. She holds a Bachelor of Business Science degree in Finance and Accounting from the University of Cape Town and is a CFA Charterholder. Nikita’s analytical approach and market expertise help members understand the key factors that influence the long-term performance of their retirement savings.

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