RAs vs Pension/provident funds

Tax on withdrawal

Tax on early pension or provident fund withdrawal

Explained by our expert

About me

Megan specialises in retirement planning and member support, with experience spanning retirement fund consulting, employee benefits and regulatory compliance. She holds a BCom Law degree from the University of Johannesburg, has completed her LLB at UNISA and is a member of the Pension Fund Lawyers Association. Currently working towards a Master’s in Commercial Law with a focus on retirement funds, Megan brings a strong legal foundation to her work — helping SURF members better understand their retirement savings and make informed financial decisions

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Early withdrawal

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Preserve your savings

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When you withdraw

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When you retire

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Tax-free amounts add up

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Tax at retirement