The laws that protect you
South Africa’s retirement system is backed by a framework of laws and regulators designed to protect your savings and ensure funds are run in your best interests. In these videos, Karabo Moremi breaks down the key legislation governing retirement funds, who’s responsible for managing your money, what your rights are as a fund member and where to turn if something goes wrong.
Explained by our expert
About me
Karabo is a CFA Level II Candidate specialising in fixed income investing, credit analysis and portfolio management. He holds an Honours in Finance from UCT and a BCom in Mathematical Science from Stellenbosch University, and has worked as a Quantitative Analyst at Sygnia before moving into his current role as Portfolio Analyst in January 2025. His experience includes evaluating investment opportunities, analysing risk and supporting long-term investment decision-making, with a particular focus on fixed income markets. He believes that effective capital allocation can drive meaningful outcomes — and is committed to helping members better understand how their retirement savings are put to work.
