Two-pot rules
Explained by our expert
About me
Isabella holds a BCom Honours in Actuarial Science from the University of Cape Town and works at the intersection of investments, quantitative analysis and product development at Sygnia Asset Management. She began her career as a Junior Quantitative Analyst at Sygnia in February 2024 before being appointed Investment Product Specialist in January 2025. Her actuarial background gives her a strong analytical foundation, which she applies to developing investment solutions and helping make complex investment concepts easier for members to understand.
Video Transcript
Under the two-pot system introduced in September 2024, you can access your savings pot before retirement age once per tax year. / Your retirement pot follows normal rules – it’s only accessible from 55 for retirement annuities or on retirement for pension and provident funds, and then only to purchase an annuity.
