Ernest has nearly two decades of experience in retirement benefits, member education and financial literacy. He began his career as a Training Facilitator and Senior Learning Facilitator at Old Mutual, before spending nearly nine years at Alexander Forbes Financial Services as an Educator and Inland Manager for Member Education. Ernest joined Sygnia in 2018 as a Retirement Benefits Counsellor and was appointed Manager of Retirement Benefits Counselling in February 2023. He is committed to helping fund members understand their retirement savings and make informed financial decisions.

Isabella holds a BCom Honours in Actuarial Science from the University of Cape Town and works at the intersection of investments, quantitative analysis and product development at Sygnia Asset Management. She began her career as a Junior Quantitative Analyst at Sygnia in February 2024 before being appointed Investment Product Specialist in January 2025. Her actuarial background gives her a strong analytical foundation, which she applies to developing investment solutions and helping make complex investment concepts easier for members to understand.

Karabo is a CFA Level II Candidate specialising in fixed income investing, credit analysis and portfolio management. He holds an Honours in Finance from UCT and a BCom in Mathematical Science from Stellenbosch University, and has worked as a Quantitative Analyst at Sygnia before moving into his current role as Portfolio Analyst in January 2025. His experience includes evaluating investment opportunities, analysing risk and supporting long-term investment decision-making, with a particular focus on fixed income markets. He believes that effective capital allocation can drive meaningful outcomes — and is committed to helping members better understand how their retirement savings are put to work.

Kimesh has over a decade of experience in employee benefits, retirement fund consulting and financial planning, with a career that includes senior consulting roles at Alexander Forbes and within the Sygnia Group. He holds a BCom in Finance, Economics and Accounting, a Certificate in Pension Funds Law from UNISA, and is a registered FAIS financial services provider. As Head of Consulting for SURF in the Western Cape, Kimesh helps employers and fund members simplify retirement planning and support informed, long-term financial decision-making.

Mase has over a decade of experience in employee benefits and retirement fund consulting, having worked with leading financial services firms including Alexander Forbes, Investec Asset Management, NMG Benefits and 27four Investment Managers before joining Sygnia. She has worked closely with both employers and fund members, helping them navigate retirement planning, benefit structures and fund management. Her expertise spans member presentations, annual benefit reviews and retirement fund strategy — translating complex retirement concepts into practical, accessible guidance.

Megan specialises in retirement planning and member support, with experience spanning retirement fund consulting, employee benefits and regulatory compliance. She holds a BCom Law degree from the University of Johannesburg, has completed her LLB at UNISA and is a member of the Pension Fund Lawyers Association. Currently working towards a Master’s in Commercial Law with a focus on retirement funds, Megan brings a strong legal foundation to her work — helping SURF members better understand their retirement savings and make informed financial decisions

Nikita joined Sygnia in 2022 as an investment analyst and currently serves as Portfolio Manager in the Fixed Income team, co-managing a diverse range of strategies including money market, credit and bond portfolios. She holds a Bachelor of Business Science degree in Finance and Accounting from the University of Cape Town and is a CFA Charterholder. Nikita’s analytical approach and market expertise help members understand the key factors that influence the long-term performance of their retirement savings.

Sibongile has over two decades of experience in the employee benefits and financial services industry, with a strong focus on retirement fund consulting and member support. Before joining Sygnia in 2016, she spent almost 10 years as a consultant at Alexander Forbes. Her experience includes working closely with employers and fund members, as well as maintaining strong relationships with industry stakeholders. With extensive industry knowledge and strong interpersonal and presentation skills, Sibongile is passionate about making retirement and employee benefit information easier for members to understand.

Sihle has over eight years of experience in employee benefits, retirement fund consulting and financial services. She began her career in financial services in 2016 before joining Sygnia in 2017, where she progressed through a number of employee benefits consulting roles. She also gained valuable experience at Discovery before returning to Sygnia in 2024 as an Employee Benefits Consultant. Sihle has completed professional training in investment management, communication and wealth management, helping members better understand their retirement benefits and make informed financial decisions.

Werner has more than 17 years of experience in the financial services industry, having worked as a financial adviser at Old Mutual before moving to Allan Gray as Business Development Manager. He joined Sygnia in 2023 as a Business Development Executive, with a focus on investments, client servicing and relations. He holds a BCom degree and a Postgraduate Diploma in Financial Planning. Werner values long-term client relationships and is committed to delivering personalised service and guidance to every client he works with.

William brings extensive experience in investments, asset management and retirement fund consulting, having built his career across some of the world’s leading financial institutions. He began his career in London, holding senior roles at Barclays Global Investors, BlackRock and J.P. Morgan Asset Management, before returning to South Africa and joining Sygnia Asset Management in 2022. His international perspective and deep understanding of investment markets help members understand how their retirement savings are managed and invested for the long term.