When you retire
What to do with your pension or provident fund when you retire
Explained by our expert
About me
Megan specialises in retirement planning and member support, with experience spanning retirement fund consulting, employee benefits and regulatory compliance. She holds a BCom Law degree from the University of Johannesburg, has completed her LLB at UNISA and is a member of the Pension Fund Lawyers Association. Currently working towards a Master’s in Commercial Law with a focus on retirement funds, Megan brings a strong legal foundation to her work — helping SURF members better understand their retirement savings and make informed financial decisions
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Video Transcript
When you retire, you can take all of your savings pot as cash, but your retirement pot must be used to buy an annuity to provide you with a regular income. This law is intended to ensure you have income throughout your retirement, not just a lump sum you might spend quickly.
