Can I invest 100% of my assets into Sygnia’s international products?
An investor can invest 100% of the assets in an international product if investing directly or via a living annuity.
Sygnia monitors the compliance within each savings product on a monthly basis.
The investments within retirement annuities and preservation funds are subject to the requirements of compliance with Regulation 28 of the Pension Funds Act, 1956. This means that the overall investment strategy within a retirement annuity/preservation fund must comply with the following key principles:
Maximum 75% allocation to domestic and international equities
Maximum 25% allocation to international investments
Maximum 25% allocation to listed property
Sygnia monitors the compliance within each savings product on a monthly basis. As a result, an investor in a retirement annuity/preservation fund can invest a maximum of 25% in the Sygnia International Equity Fund or in the Sygnia International Flexible Fund of Funds.
For investors’ convenience, Sygnia offers a number of product ranges (Signature and Skeleton) which automatically comply with Regulation 28 and which include a 25% allocation to international assets.