Go rola tiro
ga gago.
Puo ya gago.

Masegomotso Ramalosa

Senior Employee Benefits Consultant

Retirement, made easy.
Lenaneo la two-pot icon

Lenaneo la two-pot

4 collections – 33 videos
0:52

Tsamaiso ya two-pot

0:36

Se se fetogileng

0:37

Dipitsa di a tlhaloswa

0:44

Melao ya go ntsha madi

0:34

E go direla jang?

0:52

Tsamaiso ya two-pot

0:36

Se se fetogileng

0:37

Dipitsa di a tlhaloswa

0:44

Melao ya go ntsha madi

0:34

E go direla jang?

Savings pot

0:30

Savings pot e a tlhaloswa

0:27

Tshimologo ya two-pot

0:29

Go ntsha madi mo savings pot

0:45

Ditšhenyegelo tsa go ntsha madi

0:26

Go tswa mo sefalaneng

0:24

Akanya sentle

Retirement pot

0:25

Retirement pot e a tlhaloswa

Melao ya ntlo ya retirement pot

Vested pot

0:34

Vested pot e a tlhaloswa

0:35

Melao ya vested pot

0:41

Go ntsha madi mo vested pot

Common mistakes

0:21

Boloka savings pot ya gago

0:28

Se leboge tiro go ntsha tšhelete

0:37

Go ntsha madi le lekgetho

0:28

O ka e fitlhelela mme se e dirise

0:23

O se ke wa ntsha madi fa o tlogela tiro

0:24

Boloka madi fa o tlogela

0:27

Melao ya go ntsha madi

0:32

Annuity ya gago

0:36

Savings pot e simolotse jang?

0:27

Go fetola bathapi

0:36

Fa o sa kgoneng go ntsha madi

0:40

Lekgetho mo go ntsheng madi

0:32

Vested pot explained

0:30

O ntsha ga kae?

0:28

Melao ya ntlo ya go ritela

0:28

Gaufi le go tswa phenshene

0:26

Madi a tsenngwang ke mothapi

Bajalefa ba matlotlo icon

Bajalefa ba matlotlo

1 collections – 22 videos
0:37

Go tlhopa bajalefa go potlakisa tuelo

0:38

Bao o ba tlamelang pele

0:41

Kwadisa bajalefa

0:27

Melao ka bajalefa

0:42

Kwadisa sesha bajalefa ba gago

0:37

Go tlhopa bajalefa go potlakisa tuelo

0:38

Bao o ba tlamelang pele

0:41

Kwadisa bajalefa

0:27

Melao ka bajalefa

0:42

Kwadisa sesha bajalefa ba gago

0:33

Di trustees ba fitlhelela jang ditshweetso

0:38

Patlo ya di beneficiaries

0:33

Diphoso tse di tlwaelegileng

0:37

Basireletse bao o ba ratang

0:38

Will vs sefalana

0:26

Ke mang yo o laolang

0:26

Estate duty

0:32

Go se tshwaneng ga malapa

Separate nominated beneficiaries

0:39

Ba ba tlamelwang

0:36

Dituelo tsa ka bonako

0:30

Tshireletso kgatlhanong le dikoloto

0:31

Sephiri

0:31

Go bonolo go ntshafatsa

0:24

Difalana di le mmalwa

0:35

Di trustees ba sekaseka eng?

0:35

Kgotlhang magareng ga Will le sefalana

0:26

Botlhokwa ba nomination form

Benefit statement ya gago icon

Benefit statement ya gago

0 collections – 1 videos

Go buisa benefit statement ya gago

Go buisa benefit statement ya gago

A dipeeletso di lekane? icon

A dipeeletso di lekane?

2 collections – 6 videos
0:23

Dithulaganyo

0:27

Di home loans

0:25

Lotseno

0:28

Baakanya go sa ntse go na le nako

0:32

Lenaneo le le kgethegileng

0:23

Dithulaganyo

0:27

Di home loans

0:28

Baakanya go sa ntse go na le nako

0:32

Lenaneo le le kgethegileng

How much

0:25

Lotseno

Readiness

0:20

Go duela dikoloto

Go Tswa Mo Sefalaneng icon

Go Tswa Mo Sefalaneng

6 collections – 35 videos
0:38

Dipharologano tse di botlhokwa

0:28

O dira leng kopo?

0:40

Ditokomane tse di tlhokegang

0:31

Dikgwetlho tsa S37D

0:36

Goreng dingwaga di le botlhokwa?

0:38

Dipharologano tse di botlhokwa

0:28

O dira leng kopo?

0:40

Ditokomane tse di tlhokegang

0:31

Dikgwetlho tsa S37D

0:31

Sireletsa ba o ba ratang

Withdrawal Claims

0:36

Goreng dingwaga di le botlhokwa?

0:29

Boloka matlole a gago

Options on withdrawal

0:36

Go fokodiwa mo tirong

0:32

Dikotsi tsa go ntsha madi

0:24

Dipeeletso ntle le lekgetho

0:39

Retirement Annuity

0:32

Bona thuso

Tax on withdrawal claims

0:30

Lekgetho la savings pot

0:31

Lekgetho la retirement pot

0:31

Boloka mo sefalaneng se sengwe

0:31

Go ntsha karolo ya sefalana

Retirement age

0:36

Lekgetho la di lump sum

0:28

Lekgetho la death benefit

0:36

Lekgetho la go ntsha madi pele ga nako

0:33

Go kopanya di annuity

0:38

Di inflation-linked annuity

0:30

Di with-profit annuity

0:43

Di living annuity

0:27

Di retirement annuity

0:37

O ka ntsha madi leng?

Divorce claims

0:35

Di divorce claim

0:21

Lenyalo la tlhakanelo ya dithoto

0:20

Pension interest

0:41

Dipeelo tsa kgaogano

0:38

Lehumo la annuity e e tshelang

Section 37D Claims

0:31

Dikoloto tsa S37D

0:27

S37D e dirisiwa leng?

0:38

Lekgetho le dikopo tsa S37D

0:46

Go ganela kopo

0:43

Tiego ya dituelo

Go Fetisa Matlole ka-S14 icon

Go Fetisa Matlole ka-S14

0 collections – 2 videos
0:44

S14 fund transfers

0:39

Tsamaiso

0:44

S14 fund transfers

0:39

Tsamaiso

Kgakololo ya Ditšhelete icon

Kgakololo ya Ditšhelete

0 collections – 5 videos
0:30

Kgakololo ka ditšhelete

0:34

Amaphutha ngokutshalwa kwemali

0:31

Kgakololo e e kgethegileng

0:27

Maikutlo mabapi le tšhelete

0:33

Go nna le kitso

0:30

Kgakololo ka ditšhelete

0:34

Amaphutha ngokutshalwa kwemali

0:31

Kgakololo e e kgethegileng

0:27

Maikutlo mabapi le tšhelete

0:33

Go nna le kitso

Molao le tsamaiso icon

Molao le tsamaiso

2 collections – 13 videos
0:29

Melao e e go sireleetsang

0:39

Pension Funds Act

0:23

Income Tax Act

0:32

Financial Sector Regulation Act

0:32

Regulation 28

0:29

Melao e e go sireleetsang

0:39

Pension Funds Act

0:23

Income Tax Act

0:32

Financial Sector Regulation Act

0:32

Regulation 28

0:40

Molao wa POPIA

0:37

Financial Sector Conduct Authority

0:29

Pension Funds Adjudicator

0:22

Prudential Authority

0:26

Di Retirement benefits counsellor

0:30

Golagana le RBC

Management

0:29

Jang?

Retirement benefits counsellors

0:33

Bagakolodi ba di RBC

Difalana tsa phenshene icon

Difalana tsa phenshene

6 collections – 22 videos
0:48

Diphetogo morago ga 2021

0:31

Melao pele ga 2021

0:40

Diphetogo morago ga 2021

0:39

Dipharologano mo go bolokeng

0:23

Go rola tiro

0:48

Diphetogo morago ga 2021

Pension vs provident fund

0:31

Melao pele ga 2021

0:40

Diphetogo morago ga 2021

RAs vs Pension funds

0:39

Dipharologano mo go bolokeng

Retiring vs withdrawing

0:23

Go rola tiro

0:33

Go ntsha madi mo sefalaneng

0:36

Lekgetho fa o ntshe madi

Retirement fund vs preservation fund

0:29

Retirement fund vs preservation fund

0:31

Go boloka

0:30

E diriswa leng?

0:26

Go fetisa matlole go sena lekgetho

0:20

Melao fa o tswa phenshene

Preservation funds

0:30

E diriswa leng?

Di dira jang?

0:28

Melao ya go ntsha madi

0:22

Mefuta e e farologaneng

Melemo ya lekgetho

Retirement fund FAQs

0:28

Maele ka go boloka

Melao ya go ntsha madi

0:36

Pension kgatlhanong le provident

0:32

Difalana di le mmalwa

0:28

Di preservation fund

SURF icon

SURF

2 collections – 11 videos
0:39

O amogetswe mo go SURF!

Melemo ya SURF

Dipeeletso tsa life-stage

Go itlhopela matlole a go beeletsa

Go fetola matlole

0:39

O amogetswe mo go SURF!

Melemo ya SURF

Lifestage vs member's choice

Dipeeletso tsa life-stage

Go itlhopela matlole a go beeletsa

Go fetola matlole

Maano a setlwaedi a SURF

Mekgwa ya go beeletsa madi

Basic life staging

Life-stage e dira jang?

Fa o tswa phenshene

Ka dingwaga di le supa

Ka dingwaga di le thataro

Planning for your retirement.

Calculate your estimated contribution rate as a percentage of your salary.

Retirement Annuity Calculator

Assumptions applied in this calculation

Retirement Age 65 years
Drawdown Rate 6.00%
Inflation Rate 3.50%
Investment Growth 8.50%

Calculations assume annual contributions. Past performance is not an indication of future performance and investment returns are not guaranteed. Projections are based on assumptions and should be used as an indication only. Your actual returns may vary based on market conditions and individual circumstances. Outputs are shown in today’s terms. Contributions to a retirement annuity fund qualify for a tax deduction of up to 27.5% of taxable income, subject to an annual maximum of R430,000. This calculator illustrates the gross contribution rate that may be required to meet your retirement goal and does not account for individual tax deductibility limits. The information provided is not intended to nor does it constitute financial, tax, legal, investment or other advice. Before making any decision regarding your finances, or where the required contribution rate exceeds applicable tax deductibility thresholds, you should consult a qualified financial adviser. Actual investor performance may differ as a result of initial fees, actual investment date and date of reinvestment and dividend withholding tax.

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Explore our step-by-step video guides below.

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