Sygnia Skeleton Balanced Funds
Elegantly simple investing
The Sygnia Skeleton fund range delivers your entire investment strategy in a single powerful number.
Sygnia Skeleton Balanced Funds
Sygnia Skeleton Balanced 40 Fund
The Sygnia Skeleton Balanced 40 Fund is a South African–Multi-Asset–Low Equity portfolio comprised of investments in multiple asset classes that may include international assets.
Low Risk
2+ year time horizon
Reg28 Compliant
Sygnia Skeleton Balanced 60 Fund
The Sygnia Skeleton Balanced 60 Fund is a South African–Multi-Asset–Medium Equity portfolio comprised of investments in multiple asset classes that may include international assets.
Medium Risk
3+ year time horizon
Reg28 Compliant
Sygnia Skeleton Balanced 70 Fund
The Sygnia Skeleton Balanced 70 Fund is a South African–Multi-Asset–High Equity portfolio comprised of investments in multiple asset classes that may include international assets.
Medium/High Risk
5+ year time horizon
Reg28 Compliant
Celebrating 10 years of shared vision and passion!
Sygnia has proudly partnered with Terbodore. Together, we’re brewing something extraordinary—three unique coffee blends inspired by the journey of risk and reward.
Don't miss an update.
Follow us on social media.
Iain Anderson, Co-Head: Investments
“What truly sets the Sygnia Skeleton Balanced Fund range apart is its remarkable 10-year track record of market-beating performance.”
Ready to apply?
Here is what you need:
Copy of your South African barcoded ID
Or valid passport if a foreign national
Proof of bank details
Copy of your child’s birth certificate
Real people. Real questions.
What are Sygnia Skeleton balanced funds?
The Sygnia Skeleton Balanced Funds are globally diversified investment portfolios that use index tracking to gain exposure across various asset classes. The funds are built around three options – 40, 60 and 70 – each number representing the percentage of equity exposure and corresponding risk level. Investors simply select based on their risk tolerance: 40 for conservative, 60 for balanced or 70 for aggressive long-term investing.
Key features include:
- Simplified risk selection through the 40/60/70 system
- Low-cost index-tracking approach
- Consistent risk profiles maintained over time
- Global diversification
- A 10-year track record of market-beating performance
Which funds are included in the range?
- Sygnia Skeleton Balanced 40 Fund
- Sygnia Skeleton Balanced 60 Fund
- Sygnia Skeleton Balanced 70 Fund
What are the key features of each fund?
Sygnia Skeleton Balanced 40 Fund:
- Equity exposure: Approximately 40% allocation to South African and global equities, suitable for investors seeking lower risk.
- Risk profile: Low, ideal for conservative investors aiming for capital preservation with modest growth.
- Recommended investment horizon: Minimum of 2 years.
- Management fee: 0.35% per annum (excluding VAT).
- Total expense ratio (TER): 0.45% as of December 2024.
Sygnia Skeleton Balanced 60 Fund:
- Equity exposure: Approximately 60% allocation to equities, balancing growth potential with moderate risk.
- Risk profile: Medium, suitable for investors seeking a balance between risk and return.
- Recommended investment horizon: Minimum of 3 years.
- Asset allocation: Not specified in the provided sources.
- Management fee: 0.35% per annum (excluding VAT).
- Total expense ratio (TER): 0.45% as of December 2024.
Sygnia Skeleton Balanced 70 Fund:
- Equity exposure: Approximately 70% allocation to South African and global equities, targeting higher long-term growth.
- Risk profile: Medium to high, appropriate for investors comfortable with increased volatility for potential higher returns.
- Recommended investment horizon: Minimum of 5 years.
- Management fee: 0.35% per annum (excluding VAT).
- Total expense ratio (TER): 0.45% as of December 2024.
What is the minimum amount I must invest?
You can get started with a lump sum of R10 000 or a monthly debit order of R500.
Where can I find the latest fund performance?
All performance can be found here.
What will it cost me to transfer my investments to Sygnia?
We do not typically charge anything to move your assets onto our platform.
Sygnia does not charge:
- Up-front fees if you are transferring from another provider;
- Switch fees if you want to change your strategy;
- Penalties if you want to move away from Sygnia to another provider in the future.
Need help? We are here.
Send us a message
Contact our support centre via admin@sfs.sygnia.co.za and we’ll get back to you as soon as possible. During business hours, we generally respond within 48 hours.